Affordability Assessment
We assess a borrower's ability to repay a loan before providing credit. This may include checking income, employment, and other financial obligations.
Clear Disclosure
We provide borrowers with clear and complete information about their loan terms, including annual percentage rate, fees, repayment schedule, and consequences of default.
Fair Lending
We treat all borrowers fairly and without discrimination.
No Predatory Practices
We do not engage in predatory lending practices such as charging excessive interest rates or fees, or trapping borrowers in cycles of debt.
Customer Support
We provide responsive and helpful customer support to assist borrowers with any questions or issues they may have.
Financial Literacy
We may provide resources and information to help borrowers improve their financial literacy and make informed decisions about credit.
Collection Practices
In the event of default, we will conduct collections in a fair and ethical manner, complying with all applicable laws.