Privacy Policy

Information You Provide to Us

We collect information you provide directly to us when you:

• Create an account or apply for a loan (such as your name, email address, phone number, physical address, date of birth, Social Security number, and financial information)
• Submit information through our website or mobile application
• Contact our customer support
• Respond to surveys, questionnaires, or other requests for information

Information We Collect Automatically

When you use our Services, we automatically collect certain information, including:

• Log Information: We collect log information about your use of our Services, including your IP address, browser type, access times, pages viewed, and referring website address.
• Device Information: We collect information about the device you use to access our Services, such as hardware model, operating system, unique device identifiers, and mobile network information.
• Location Information: If you enable location services, we may collect information about your location using GPS, cell tower, or Wi-Fi signals.
• Cookies and Similar Technologies: We use cookies, web beacons, and similar technologies to collect information about your interaction with our Services and other websites.

Information from Third Parties

We may also collect information about you from third parties, such as credit bureaus, identity verification services, and public databases, to help us verify your identity, process your loan application, and prevent fraud.

We use the information we collect to:

• Provide, maintain, and improve our Services
• Process and manage your loan application
• Verify your identity and prevent fraud, money laundering, and other illegal activities
• Communicate with you about our Services, promotions, and other news
• Respond to your inquiries and provide customer support
• Monitor and analyze usage, trends, and activities related to our Services
• Develop new features, products, and services
• Comply with legal obligations and enforce our terms and policies

We may share your information with the following types of entities:

• Service Providers: We share your information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, email delivery, hosting, customer service, and marketing assistance.
• Business Partners: We may share your information with business partners who offer products or services jointly with us or for our legitimate business purposes.
• Legal and Regulatory Authorities: We may disclose your information if required to do so by law or in response to valid legal processes, such as a court order or subpoena.
• Corporate Transactions: We may share your information in connection with a substantial corporate transaction, such as a merger, consolidation, asset sale, or in the unlikely event of bankruptcy.

We may also share aggregated or de-identified information that cannot reasonably be used to identify you.

Account Information

You may update, correct, or delete certain account information that you have provided to us by logging into your account or contacting us. Note that we may retain certain information as required by law or for legitimate business purposes.

Communication Preferences

You may opt out of receiving promotional emails from us by following the instructions in those emails. If you opt out, we may still send you non-promotional emails, such as those about your account or our ongoing business relations.

Cookies

Most web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove or reject cookies, but this may affect the availability and functionality of our Services.

Your Rights

Depending on your location, you may have certain rights regarding your personal information, such as the right to:

• Access the personal information we hold about you
• Request that we correct inaccurate or incomplete information
• Request that we delete your personal information
• Object to the processing of your personal information for certain purposes
• Request a restriction on the processing of your personal information
• Receive your personal information in a structured, commonly used, and machine-readable format

To exercise these rights, please contact us using the information provided in the "Contact Us" section below.

We have implemented appropriate technical and organizational security measures designed to protect the security of your personal information.

However, please note that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

We may update this Privacy Policy from time to time. If we make material changes, we will notify you by email or through our Services, or as otherwise required by applicable law.

We encourage you to review the Privacy Policy whenever you access our Services to stay informed about our information practices.

If you have any questions about this Privacy Policy, please contact us at: