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Credit Authorization

By using Instant Cash Advance・Fast.Cash and submitting a loan application, you acknowledge, agree, and authorize APP COMPANY, its affiliates, service providers, or authorized agents (collectively "we," "us," or "our") to obtain your credit report and related information from one or more consumer credit reporting agencies, such as TransUnion, Experian, Equifax, or Clarity.

Authorized Uses of Credit Information

You understand and agree that we may use your credit report and related information for any purpose permitted by law, including:

  • Verifying your identity.
  • Evaluating your creditworthiness and determining your eligibility for credit.
  • Determining the appropriate loan amount, interest rate, and other loan terms.
  • Servicing and managing your loan account.
  • Internal risk assessment and analysis.
  • Complying with applicable legal and regulatory requirements.

Credit Inquiries

You acknowledge that in connection with your loan application, we may perform a soft inquiry on your credit report, which typically does not impact your credit score. If you proceed with a loan offer, we may perform a hard inquiry on your credit report, which may impact your credit score.

Ongoing Authorization

You also authorize us to obtain updated credit information from time to time for the purposes stated in this Credit Authorization throughout the term of your loan, if applicable, and as permitted by law.

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